Advice for First Home Buyers
Set a budget early on
Believe us, this is important. If you’re not sure how to do the sums, our finance experts can do them for you. There’s nothing worse than falling for a new home design or a fabulous block of land and then finding out the numbers don’t stack up.
Be a super saver
Saving isn’t about having loads of cash coming in, it’s about limiting what goes out. If you’ve haven’t got your deposit safely squirreled away already, try making some simple changes to what you spend each week. You’ll be surprised at how quickly your savings will start growing.
Ask about the FHOG
Free money! Well as good as. If you’re a first homebuyer you may be able to qualify for the First Homeowner Grant (FHOG). There’s some fine print and a few boxes to tick (we can help) but you could score $10,000 towards the cost of building your first home.
Shop around for the best home loan deal
Call in the experts (we can help) and ask them to do the legwork for you. They’ll search high and low to find the home loan that suits you the best.
Know how to read the market
If you’re hearing reports of fast build times, low interest rates, great deals on land and great deals from builders then chances are it’s a great time to build.